Scared Of Buying A Home With Too High Of An Interest Rate?

When assuming a Seller's loan, you pay THEIR interest rate, not today's higher rate.

You just need to have the RIGHT Realtor and systems to take advantage of this amazing opportunity!

There's just four easy steps:

☑️ Qualify to purchase like a traditional loan

☑️ Find a home with an assumable mortgage - and get in contract to buy it

☑️ Have your team help calculate a way to pay the gap

☑️ "Take over" (assume) an existing mortgage with same terms as previous buyer

ASSUMABLE LOANS - THIS MAY BE POSSIBLE FOR YOU!!!

Did You Know Some Homes Have Loans That Are Assumable?

Browse Homes with Potential Assumable Loans: Click on the boxes below to view listings where the Agent has marked the loan as “assumable.” This IDX feed pulls directly from NWMLS and some listings have been excluded intentionally from this site. Looking for all listings on NWMLS? Visit www.InFormulaTeam.com

King County

Pierce County

North of king countySnohomish, skagit, whatcom

SOUTH OF PIERCE COUNTYTHURSTON, LEWIS, COWLITZ, CLARK, SKAMANIA

West of King & Pierce Ctykitsap, mason, clallam, jefferson, grays harbor, pacific, wahkiakum

CENTRAL & EASTERN WA kittitas, chelan, okanogan, douglas, yakima, klickitat, benton, grant, and more eastern counties

Looking to buy or sell a home with an assumable loan?

Don't know what that means? Contact us to find out and educate yourself now.

Testimonials

I'm thankful for you and that somehow you made this complicated deal seem easy. Through you and your hard detailed work, this was possible. Thank you, thank you, thank you.

PEGGY

Thank you for all of the help you gave me with selling my moms house. The only thing you didn't do was part the Red Sea. Love what you do girl.

ROD

You are an amazing Realtor. We couldn't have done it without you. We bought the house and seller financed the next door lot. Your brain is wired differently, I love how you put deals together.

KYLE

Educate Yourself - A Great Starting Point

What is a loan assumption?

A loan assumption is when a qualified Buyer takes over the Seller’s existing mortgage, including the interest rate, balance, and terms.

What types of loans can be assumed?

FHA, and VA loans are typically assumable. Conventional loans are usually not assumable unless specified by the lender.

Why would someone want to assume a loan?

To take over a loan with a much lower interest rate and shorter term, minimize closing costs, and/or simplify the buying process.

How do I start the loan assumption process?

Contact us today to find your potential next home that has an assumable loan. We'll also connect you with our team's assumption expert (also a lender)to help with the paperwork details and outline next steps.

What makes your company different from a mortgage broker?

We specialize in helping OUR Buyers find the BEST house and DEAL for them - including loan assumptions, one type of "seller financing", and our team handles the entire buying process - from finding the possible homes, writing your offer, walking you through contract contingencies (just like a traditional Buyer), AND our team manages the paperwork, lender communication, escrow coordination - maximizing your assumption approval changes. For Sellers, our team helps maximize your selling price and net proceeds through advanced negotiations, extensive seller-financing knowledge, and education of fellow agents.

Looking for more?

You can find answers to additional FAQs in our full guide https://expertassumptionguide.com/